Titled Vehicle Loans
In February 2017, the Credit Union revamped its auto loan program. All the changes benefit the MEMBERS who will SAVE, SAVE, SAVE!
Rate discounts have been added to save our members EVEN MORE! Competition from other banks and dealers has driven down APR’s so that we can continue to be the Best Place to Get a Loan!
Vehicles are now classified by their model year: New (2014-2016), Newer Used (2011-2013), and Used (2010 and older).
Want a shorter term? We’ve added a 36-month option so you can finish your payments faster than ever!
We service credit scores A+, A, B, C, and D.
Refinance from another financial institution to lower your monthly payment and/or reduce the overall cost of your vehicle’s loan!
Deciding which new or used car, truck, van, or RV you’ll buy is a lot of fun but also takes some careful planning and research.
What factors do you consider when buying? Year, make, model, purchase price? Of course. But what about loan cost? You know, the thousands of additional dollars you may shell out over the course of your new loan. Heading off to the dealer without a loan strategy in place could cost you far more than you planned.
Before you buy, check out our highly competitive Auto Loan rates. We offer low rates, 100% financing, quick approval, and terms up to 72 months.
What’s that? You already financed your car through the dealer? Don’t worry. We can fix that! Ask us how you can shrink your monthly payments by refinancing your vehicle.
Remember, our credit union is not-for-profit. The earnings we make don’t pay executive bonuses – they are returned to our members in the form of lower loan rates, higher deposit rates, and other services and benefits. Financing through Midwest Family Federal Credit Union is good for your bottom line, the other members of The Family, and your community in which we invest. In every way, this is a GOOD LOAN!
Auto Rate Discounts
Earn up to 1.00% APR* maximum discount** on your new or used vehicle loan.
Direct Deposit Discounts
Earn a 0.25% APR* discount when you sign up for direct deposit.
Earn a 0.25% APR* discount when you setup an automatic payment to pay your loan each month.
Earn a 0.25% APR* discount if you are a member for longer than 5 years.
Multiple Loan Discount
Earn a 0.25% APR* discount for a current outstanding 1st mortgage, 2nd mortgage or home equity.